Made by
TriStar Pictures
Flamboyant television financial expert Lee Gates (George Clooney) is right in the thick of things as he hosts his show, Money Monster. Just a day prior, the stock of IBIS Clear Capital took a shocking dive, apparently due to a catastrophic glitch in a trading algorithm responsible for managing the company’s portfolio, resulting in a staggering loss of $800 million for investors. Lee had intended to interview Walt Camby (Dominic West), the CEO of IBIS, for a friendly discussion about the crash. However, Camby had flown off on a business trip to Geneva unexpectedly, leaving his chief communications officer, Diane Lester (portrayed by Caitriona Balfe), to join Lee via video chat for the segment instead.
Despite this setback, Lee is convinced that Camby is a capable leader who has a strong track record of turning profits and that the IBIS stock will rebound shortly. Yet, as he navigates through an overwhelming amount of data and delivers recommendations to his audience, it becomes clear that many of his insights are not rooted in comprehensive analysis, but rather informed by whispers, gossip, and informal discussions.
While the show is airing, a distraught deliveryman enters the studio, brandishing a gun and taking Lee hostage. This man is Kyle Budwell (Jack O’Connell), a victim of the stock crash who invested his entire life savings—$60,000—based on Lee’s endorsement of IBIS. Angered and desperate for accountability, Kyle accuses Lee of promoting the high-frequency trading model and misleading investors, claiming that Lee had assured them their investments were safer than a savings account.
Kyle demands that the live camera feeds be turned back on, threatening to take drastic action if his orders are disobeyed. Meanwhile, behind the scenes, Patty Fenn (Julia Roberts), the show’s director, is secretly coordinating efforts to resolve the hostage crisis while communicating discreetly with Lee via an earpiece, unbeknownst to Kyle.
As tensions escalate and police surround the building, Captain Marcus Powell (Giancarlo Esposito) leads the operation to reclaim control over the situation. While Kyle’s demeanor hardens, declaring he is prepared to die if he doesn’t receive the answers he seeks, Patty strategizes with Lee on how to defuse the situation while searching for Camby to provide the explanation that the desperate investor demands.
From an off-site location, Diane hesitates to step into the chaos but ultimately determines she cannot remain uninvolved. She contacts a programmer in Seoul, Won Joon (Aaron Yoo), who reveals that the trading algorithm could not have executed the massive position loss without human intervention. As Lee goes live, appealing to his audience for support in rebuying IBIS stock, his pleas seem fruitless, deepening the crisis.
Frustrated by the unfolding events, Kyle is connected with his pregnant girlfriend, Molly (Emily Meade), but their conversation devolves after she hears about his financial ruin. Meanwhile, as the True Crime unfolding on live television captivates viewers everywhere, the urgency for justice grows.
After receiving critical information that Camby was not in Geneva, but in Johannesburg, Lee, Kyle and the network’s crew move towards Federal Hall to confront him. A thrilling climax ensues as the group engages with Camby, revealing that he orchestrated a corrupt plan involving bribes to secure a lucrative investment, which was ultimately disrupted by a labor strike.
In a gripping turn of events, Camby is compelled to admit his wrongdoings on air under the threat posed to him by Kyle and ultimately faces the dire consequences of his actions. Despite the chaos, the dust begins to settle on the aftermath, with the SEC stepping in to investigate IBIS. Meanwhile, Lee and Patty find solace in the fact that their colleague, Ron, who sustained injuries during the confrontation, will survive. The events, fraught with tension and deception, underline the disarray in the financial world and the impacts of unchecked corporate greed.
Lee Gates hosts *Money Monster*
Flamboyant financial expert Lee Gates hosts his television show, *Money Monster*, where he provides insights and recommendations on stock investments. During this episode, Lee discusses the recent plunge in stock prices for IBIS Clear Capital, following a catastrophic glitch in a trading algorithm, resulting in substantial losses for investors.
The stock market crash
The stock of IBIS Clear Capital takes a surprising dive, losing $800 million due to a trading algorithm glitch. This shocking event sends ripples across the investment community and puts immense pressure on the company's leadership.
Walt Camby's absence
Lee was scheduled to interview Walt Camby, the CEO of IBIS Clear Capital, for insights into the stock plunge. However, Camby unexpectedly leaves for a business trip to Geneva, leaving his chief communications officer, Diane Lester, to replace him on video chat.
Kyle Budwell takes Lee hostage
In a dramatic turn of events, Kyle Budwell, a distraught deliveryman and victim of the stock crash, enters the studio with a gun and takes Lee Gates hostage. Kyle, having invested his life savings based on Lee's endorsement, demands accountability for the losses he incurred.
Kyle issues demands
Kyle, filled with rage and desperation, insists that the live camera feeds be turned back on while threatening to take drastic actions if his orders are not met. His demand escalates the situation, transforming the show into a hostage crisis that attracts media attention.
Patty Fenn's secret coordination
Patty Fenn, the show’s director, secretly works behind the scenes to resolve the hostage crisis while communicating discreetly with Lee through an earpiece. Her quick thinking aims to defuse the escalating tension, all while keeping Kyle unaware of her efforts.
Police surround the building
As the hostage situation unfolds live, police surround the studio to regain control. Captain Marcus Powell leads the operation, preparing to negotiate and collect information on how to resolve the crisis without further escalating violence.
Diane's involvement
Realizing the gravity of the situation, Diane Lester decides to get involved. She contacts a programmer in Seoul, Won Joon, who reveals critical information regarding the trading algorithm, noting that human intervention triggered the significant losses.
Lee's desperate appeal
In a move to regain public support, Lee goes live, urging viewers to buy IBIS stock to help stabilize the crumbling situation. His pleas, however, seem ineffective as the chaos around him escalates, intensifying Kyle's anger and desperation.
Kyle's conversation with Molly
Kyle connects with his pregnant girlfriend, Molly, to discuss the dire situation. However, their talk quickly deteriorates as Molly's realization of their financial ruin leads to further tension between the couple.
Lee and Kyle confront Camby
After discovering that Camby was actually in Johannesburg, Lee, Kyle, and the crew make a dramatic move towards Federal Hall to confront him. The situation escalates as they prepare to unmask the truth behind IBIS's downfall.
Camby's confession
In a thrilling climax, Camby is forced to confess his corrupt actions on live television under the threat of Kyle. He reveals the bribes he used to secure investments and admits to orchestrating the events leading to the crash.
Aftermath of the crisis
As the dust begins to settle, the SEC steps in to investigate IBIS Clear Capital, aiming to uncover the full extent of the wrongdoing. Amid the turmoil, Lee and Patty are relieved to hear that their colleague Ron, injured in the confrontation, will survive.
Reflection on corporate greed
The events leading up to the hostage crisis underline the chaotic nature of financial markets and the devastating impacts of unchecked corporate greed. The story amplifies the urgency for accountability in business practices, highlighting the need for reform.
Lee Gates
Lee Gates is a flamboyant financial expert, deeply invested in the stock market and the host of 'Money Monster.' As the hostage situation escalates, he grapples with the consequences of his influence and the ethical implications of his endorsements. Lee exhibits a blend of charisma and vulnerability as he confronts his accountability during the crisis.
Kyle Budwell
Kyle Budwell is a desperate deliveryman who represents the average investor caught in the turmoil of a stock market crash. His rage and loss fuel the tension of the hostage situation, revealing his deep emotional wounds and the human aspect of financial devastation. Kyle's transformation from a victim to a demanding presence highlights the consequences of misplaced trust.
Patty Fenn
Patty Fenn is the quick-thinking director of 'Money Monster,' who plays a crucial role in managing the hostage crisis behind the scenes. Her resourcefulness and determination to protect her team while facilitating communication with Lee exemplifies her strength and commitment. Patty’s character adds a layer of complexity to the narrative as she navigates the chaos.
Walt Camby
Walt Camby is the CEO of IBIS Clear Capital, whose absence sets the tension in motion. His character embodies corporate malfeasance, as revelations of his unethical practices ultimately lead to a confrontation that exposes systemic issues in the financial world. Camby’s arrogance and subsequent vulnerability reflect the precarious nature of power and accountability.
Time period
The events of the film unfold in contemporary times, reflecting modern-day financial crises and the impact of technology on trading. The storyline resonates with recent real-world occurrences of stock market volatility and the scrutiny of high-frequency trading.
Location
New York City, Johannesburg, Seoul
The movie primarily takes place in New York City, where the financial expert Lee Gates hosts his show. It also includes key locations like Johannesburg, where the CEO of IBIS Clear Capital is located, and Seoul, where a programmer helps unravel the crisis. These places are known for their bustling financial activities and international business interactions.
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Corporate Greed
The film explores the theme of corporate greed, highlighting how the manipulative actions of executives can lead to devastating effects on ordinary investors. With the meltdown of IBIS Clear Capital, it showcases the dangers of prioritizing profit over ethics in the financial world.
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Media Influence
Media has a powerful influence in shaping public perception, which is a recurring theme in the movie. Lee's show acts as a double-edged sword, revealing how public figures can sway investor confidence while also being held accountable for the fallout of their endorsements.
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Accountability
Accountability is a central theme as Kyle seeks answers and justice for his financial ruin. The climax underscores the necessity for leaders to be responsible for their actions, as well as the importance of transparency in the corporate sector.
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