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Plot Summary


Joe Tyler, a process server notorious for his habitual lateness, finds himself facing serious consequences after he misses the critical deadline to deliver a summons to Fat Charlie, the notorious Mafia kingpin, compelling him to testify in court. His boss Ray continues to belittle him at every opportunity, simultaneously praising rival Tony for his swift serving abilities. With his career hanging by a thread, Joe receives one last chance: Ray assigns him the task of delivering divorce papers to Sara Moore, a glamorous British socialite who is currently enjoying a vacation in upstate New York, courtesy of her husband Gordon—who is having his own getaway in Texas with his mistress Kate.

As Joe approaches Sara to serve her the papers, Tony sabotages his attempts by alerting her in advance, revealing that Joe’s recent struggles are the result of Tony’s cunning schemes. However, Joe manages to serve Sara, only to be mugged shortly thereafter. Fate intervenes when Joe and Sara find themselves sharing a bus ride, during which Joe explains the ins and outs of Texas law, only to drop the shocking news that had the divorce papers been served on time, “half of everything” would indeed belong to her under New York law.

Intrigued by the potential payout, Sara comes up with a daring proposition: she’ll pay Joe a million dollars to serve Gordon and subsequently destroy her divorce papers. Aware of the risks involved and knowing he could very well lose his job, Joe accepts the unexpected offer, and the two strike out together to confront Gordon.

Meanwhile, Ray learns of their scheme and alerts Gordon, dispatching Tony on a wild chase to re-serve Sara. Gordon enlists the help of Vernon, a menacing bodyguard, to keep him safe. Anticipating Tony’s pursuit, Joe cleverly creates a diversion across locations such as Miami, Florida; Bangor, Maine; and ultimately Amarillo, Texas, culminating in a dramatic scene where Tony is shot in the back while attempting to infiltrate the wrong ranch. Though Joe and Sara diligently track down Gordon to his ranch, he cleverly evades capture yet again.

In their regrouping at a local hotel, Sara makes a bold move by stealing some cash along with Gordon’s passport to thwart his escape plan. As the evening unfolds, Joe candidly shares his long-standing aspiration of owning a vineyard. In a twist of fate, while Sara indulges in a relaxing bath, Joe finds himself at the bar where he encounters Gordon’s mistress with a tempting offer: for a million dollars from the divorce settlement, she’ll disclose Gordon’s location. However, once again, they are thwarted as Tony arrives to serve Sara the papers. Furious, Sara decides to eject Joe from her life.

As Joe reflects on his dwindling finances and the tantalizing possibility of romance with Sara, a sudden epiphany strikes him—Tony’s watch photographed appears out of sync with the Central Time Zone. This insight prompts a frantic call to Ray, who holds the vital details about Tony’s previous blunders, allowing Joe to determine that the essential documents remain valid until 7:04 pm Central Time. With urgency mounting as the clock ticks down, Joe and Sara embark on a thrilling chase to locate Gordon, navigating the frenetic environment of a monster truck rally. They deftly evade both Vernon and Tony, escaping the chaos just in time.

In a final burst of creativity, Sara drops a six-pack of beer onto Gordon’s unsuspecting head, giving Joe the opportunity to serve him the papers just under the wire, according to New York law. In a dramatic climax, Gordon receives the divorce papers at the last possible second, leaving Tony and Vernon to become victims of their epic misfortune—Tony ending up on a stretcher after being accidentally trampled, while Vernon falls prey to Tony’s brutal payback. As the dust settles, Joe and Sara find themselves together at Joe’s envisioned vineyard, sharing a bottle of his first vintage before enjoying a cozy evening of intimate company.

Timeline


Joe Misses the Deadline

Joe Tyler, known for his habitual lateness, faces dire consequences when he misses the critical deadline to deliver a summons to Mafia kingpin Fat Charlie. His boss, Ray, is furious, and this incident puts Joe's job at significant risk.

Ray's Harsh Criticism

Following Joe's failure, Ray seizes the opportunity to belittle him while praising Joe's competitor, Tony. Joe's competency as a process server is further undermined, creating tension within his workplace.

New Assignment

Despite his troubles, Joe receives one last chance from Ray. He is tasked with serving divorce papers to Sara Moore, a glamorous socialite vacationing in upstate New York while her husband is in Texas.

Upstate New York

Tony Sabotages Joe

As Joe attempts to serve the papers to Sara, Tony sabotages him by alerting her in advance. Nevertheless, Joe manages to deliver the documents but faces immediate setbacks afterward.

Upstate New York

Mugged

Shortly after serving her the divorce papers, Joe is mugged. This unfortunate event compounds his already difficult situation, leaving him in a vulnerable position.

Bus Ride with Sara

After the mugging, Joe unexpectedly shares a bus ride with Sara. This encounter leads to Joe revealing Texas law regarding divorce settlements, which piques Sara's interest.

The Million-Dollar Proposition

Intrigued by the potential financial gain, Sara proposes to pay Joe a million dollars to serve divorce papers to her estranged husband, Gordon, and destroy her original set of divorce papers. Joe, understanding the risks, surprisingly agrees to the deal.

Ray Alerts Gordon

Unbeknownst to Joe and Sara, Ray finds out about their scheme and tips off Gordon. To counter this, he sends Tony, along with a menacing bodyguard named Vernon, to track down Sara.

Creating Diversions

As Tony pursues them, Joe cleverly sets up diversions across several locations, including Miami, Bangor, and Amarillo. His determination to evade capture underlines the escalating tension.

Various Locations

Regrouping and Stealing Cash

In a hotel, Sara makes a bold move, stealing cash and Gordon's passport to prevent his escape. This decision suggests her growing resolve to take control of her situation.

Local Hotel

Joe's Vineyard Dream

While at the hotel, Joe reveals his aspiration of owning a vineyard, hinting at his desire for a peaceful and fulfilling life. This moment deepens the connection between him and Sara amid their chaotic adventure.

Local Hotel

Encounter with Gordon's Mistress

At the bar, Joe meets Gordon's mistress, who tempts him with the information about Gordon's whereabouts for a million dollars. However, their plans get disrupted when Tony arrives to serve papers to Sara.

Bar

Time Is Running Out

Realizing time is critical, Joe has a sudden realization regarding Tony's watch being out of sync with Central Time. This epiphany drives him to make a frantic call to Ray for vital information.

Thrilling Chase at the Truck Rally

With the deadline looming, Joe and Sara engage in a thrilling chase during a monster truck rally to find Gordon. They cleverly outmaneuver both Vernon and Tony to avoid capture.

Monster Truck Rally

The Last-Minute Serve

In a climactic moment, just before the deadline, Sara distracts Gordon by dropping a six-pack of beer on his head, allowing Joe to finally serve him the divorce papers just in time. This action leads to a chaotic aftermath for both Tony and Vernon.

A New Chapter Together

As the dust settles, Joe and Sara find solace at Joe's envisioned vineyard, sharing a bottle of wine and enjoying each other's company. This moment signifies a fresh start amidst the chaos they endured.

Joe's Vineyard

Characters


Joe Tyler (Bruce Campbell)

Joe Tyler is a down-on-his-luck process server characterized by his chronic lateness and low self-esteem. Despite his flaws, he is resourceful and determined, willing to take risks for a chance at a better life. Through his adventurous journey with Sara, he evolves from a timid servant of the law to a proactive player in his own destiny.

📄 Process Server 😅 Underachiever 💡 Dreamer

Sara Moore (Elizabeth Hurley)

Sara Moore is a glamorous British socialite, initially appearing carefree on vacation but reveals tenacity and strategic thinking as the plot unfolds. Her intelligence shines through as she cleverly hatches a plan to outmaneuver her husband, showcasing a much more complex character than first perceived. She becomes a catalyst for Joe's transformation throughout the journey.

👠 Socialite 🕵️‍♀️ Strategist ❤️ Love Interest

Ray (Matthew Perry)

Ray serves as Joe's demanding boss who represents the pressures and challenges in Joe's life. He is often belittling and competitive, pushing Joe to the limits of his professional capabilities. Ray's character exemplifies the toxic work environment and serves as a foil to Joe’s character growth.

👔 Boss 😠 Antagonist 🏆 Rival

Setting


Time period

The film unfolds in a contemporary setting, reflecting modern-day societal issues such as divorce and legal obligations. It showcases the hustle of a process server in a fast-paced world where personal motives and professional responsibilities clash.

Location

Upstate New York, Miami, Florida, Bangor, Maine, Amarillo, Texas

The movie traverses several locations, including the scenic landscape of upstate New York, known for its picturesque views and tranquil atmosphere. Miami, Florida, brings a vibrant urban backdrop, while Bangor, Maine, adds a touch of small-town charm. Amarillo, Texas, serves as a dramatic finale point, well-known for its cowboy culture and expansive ranches.

🏙️ Locations 🌆 City life 🏞️ Nature

Themes


💔

Love & Betrayal

The theme of love and betrayal plays a crucial role as Joe and Sara navigate their complicated relationship amid the backdrop of divorce dealings. Joe’s willingness to help Sara, despite the risks to his job, highlights the conflict between professional duty and personal affection. This theme is further intensified by the manipulative actions of characters like Gordon and Tony, creating an intricate web of loyalty and deceit.

🚀

Adventure

Adventure is a key theme as Joe and Sara embark on a thrilling chase across multiple states. Their quest to serve divorce papers turns into a race against time, filled with unexpected twists and comedic obstacles. The sense of urgency and the wild antics they encounter keep the audience engaged, transforming a mundane process serving job into an exhilarating escapade.

🕒

Race Against Time

The ticking clock creates a palpable tension throughout the movie as Joe and Sara strive to meet the deadline for serving divorce papers. This time-sensitive pressure highlights the stakes involved, as failure means potential loss for both characters. It also mirrors the urgency of their growing connection, emphasizing how time can both bind and threaten relationships.

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